Elizabeth Gosek, MBA, LUTCF, RICP
Financial Advisor and Retirement Income Certified Professional
Elizabeth was born in Poland. Following her studies at the top business school in Poland, the Warsaw School of Economics, she moved to the United States, where she continued her education and earned a Master’s of Business Administration (MBA) from LaSalle University in Philadelphia. Her educational and professional background has given her a broad base from which to approach financial planning opportunities. Elizabeth believes personalized service is essential when building a financial security plan focused on your specific needs and preferences.
She started her professional career with New York Life Insurance Co and NYLIFE Securities. In her pursuit to serving her clients as an independent financial advisor, she joined the Harvest Group Financial Services, where she counseled individuals and families in all facets of financial planning. Following the firm’s acquisition by a large national financial management firm, Elizabeth, true to her dedication to helping clients develop lifetime wealth strategies as an independent advisor, founded Optimal Wealth Services.
With almost 20 years of experience, Elizabeth continues to expand and partner with likeminded professionals to deliver holistic financial planning services based on fiduciary principles. Guided by her passion to help clients achieve their life goals, Elizabeth is a firm believer in educating her clients and the community through publications, seminars, and webinars.
Elizabeth also practices giving back to the community and is active in several non-profit organizations. She resides in Washington Crossing, PA, and enjoys spending time with her husband and their three sons.
Client Services Manager
Karolina was born in Poland and moved to the United States in 2007 in pursuit of higher education. She graduated with Maxima Cum Laude honors from LaSalle University in Philadelphia where she earned a Bachelor’s of Business Administration. Following graduation, Karolina worked as a paralegal at a Philadelphia-based law firm for several years, where she managed attorney-client relationships, handled case research, and prepared complex litigation documents. Karolina joined Optimal Wealth Services in January 2021 and is in the process to be fully licensed with the Pennsylvania Insurance Department.
As one of the most valuable experiences of her life so far, Karolina considers a unique fortune to work as a long-term intern with former Congressman Michael Fitzpatrick at Pennsylvania’s 8th Congressional District Office in Langhorne. While guided by the great statesman, she assisted constituents in matters concerning federal agencies such as the IRS, USCIS, and the Department of Veterans Affairs. Karolina was also a research intern at the University of Pennsylvania’s Think Tanks and Civil Societies Program, where she worked on extensive data collection and analysis of think tanks and international policies of Central and Eastern Europe.
Karolina resides in Morrisville, PA with her parents and their yorkie, Ola. In her spare time, she enjoys painting, photography, and volunteering at the local live theater.